Mixed trends show items announced today by the Central Bank
Mixed trends were observed in deposits and loan rates in February, according to figures announced by the Central Bank today.
The interest rate for up to one year deposits from households increased to 1.51%, compared to 1.34% last month.
The corresponding interest rate for deposits from non -financial companies decreased to 1.54%, compared to 1.80% last month.
Interest rates
The interest rate on consumer loans increased to 7.11%, compared to 6.25% last month.
The interest rate on loans for housing was increased to 4.56%, compared to 4.47% in the previous month, reflecting mainly changes in amounts rather than increases in the interest rates of the individual NGIs used in calculating the above interest rates.
It should be noted that the NGI mortgage portfolio consists of various types of such loans, such as e.g. Loans for the first home, for a cottage, etc., which have a different risk and interest rate. The composition of this portfolio is changed from month to month, resulting in the amount of the level of the middle interest rate being affected by the above change, regardless of the increases or reductions in NGI interest rates.
The interest rate on loans to non -financial companies for up to € 1 million declined to 4.66%, compared to 5.08% in the previous month. The interest rate on loans to non -financial companies for amounts of more than € 1 million recorded a decrease to 4.48%, compared to 4.90% in the previous month.